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Discount Healthcare

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Discover Alternative Healthcare Coverage
In these times, you cannot afford to be blind to alternative healthcare services and coverage that is affordable and available. Be informed. Discover how to meet and protect your family’s medical needs while spending more wisely with discount healthcare.

In these times you cannot afford to be blind to savings and services that meet you and your family’s healthcare needs vs. the high cost of healthcare insurance. Being knowledgeable and informed regarding healthcare coverage today will give you surprisingly affordable protection and coverage while keeping more of your hard-earned income in your bank account. Health insurance, yesteryear’s solution, leaves you frustrated and in debt and may no longer be the best option to meet your needs.

Have you been looking for an alternative healthcare? Here are a couple of statistics that you may not be aware of: more than 45,000 people die because of lack of health insurance and over 100 million are without dental insurance today. Let’s take a look at the difference between health insurance and alternative healthcare coverage:
Health insurance is…

Expensive: high monthly premiums
Co-pay, i.e. 80/20 to $10,000 expenses leaves $2,000 additional out-of-pocket monies from you after your deductible
Deductibles are annual and possibly ever increasing
Pre-existing health conditions may or may not be covered
High monthly cost– paying for care that may not be a covered expense
Now alternative or discount healthcare services feature:

Low monthly cost — less than a gallon of gas per day
No co-pay
No deductibles
No health questions — all benefits extended to all no matter the health conditions
Instant savings — subtract our low cost from your current premium
No waiting periods all coverage begins on the first of the month
Ancillary care, i.e. acupuncture, massage therapy and holistic medicine, to name a few
Medical health advisor who will review best way to maximize your savings while receiving the best and proper care
FREE prescription card
With affordable healthcare there is access to additional programs at no additional cost such as dental, vision, chiropractic, and a prescription drug card. Would no waiting period, no paperwork, no age limit, no limit to the number of visits or services, and even more benefits be something you would like in your plan? In other words, healthcare has two striking qualities that are strong improvements to you: large premium savings and shocking coverage differences.

Now how would you feel having access to doctors and registered nurses by phone 24/7? Would having access to two of the largest medical networks in the USA providing the highest quality of service be valuable? These are alternative healthcare options that will contribute to your comfort, your peace of mind, and your pocketbook.

The middleman and the complicated paperwork is eliminated. Healthcare costs can then be negotiated and this savings passed on to you, the consumer. The first step is to gain the knowledge and find where these discount healthcare services are offered. You can access innovative services that not only provide medical and dental care, but also chiropractic and alternative care, plus durable medical equipment, and long-term care. No authorization is required. Your healthcare costs are significantly lowered and your benefits are substantially increased, and there are no annual or lifetime maximums on the use of the program regardless of your health condition.

Today, alternative healthcare coverage is more viable and accessible than ever in a sincere effort to help you save and address your family’s needs affordably. Be informed and take action. We address the problems of conventional insurance by completely eliminating annoying health questions, limitations and claims denials. We do take all pre-existing conditions without raising your monthly cost. Your care is decided by you and your doctor — not by any third party!

How the Healthcare Bill Can Affect Salaries

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The Healthcare Bill that was pushed through by the United States government is now a done deal. However, even though the healthcare bill only aims to make healthcare services available to all Americans as much as possible, it is time that everyone should know its effects on salaries and wages. This healthcare bill reform will have lasting effects on employment benefits and wages. It is a known fact that out of all the other developed countries around the world, the cost of healthcare in the United States is skyrocketing.

With the implementation of the Healthcare Bill, all companies will have to balance the cost of healthcare-related services with the competitiveness of their organization. Healthcare benefits are still the best benefit offered by companies. To reduce the costs of production, most companies reduce things such as bonuses, medical insurance, social benefits or activities, and tuition reimbursements. The top benefits that other companies have totally discontinued are bonuses, tuition reimbursements, pension plans, profit sharing, and exercise facilities. The 401(k) plan is the most reduced employment benefit.

These are some benefits that are greatly reduced by the Healthcare Reform Bill. However, on a more personal level, there are still some financial issues that need to be discussed. This Healthcare Bill will now require Americans to procure healthcare insurance starting in 2014. Only those who can declare financial hardships and those with religious beliefs that prohibit certain medical care as well as the American Indians are those who will be exempted from this provision. For those who do not belong to any of these three categories, there will be financial penalties applied to those without insurance. The penalty will start at 1% of their salary in 2014, and it could go up to as much as 2.5% by 2016.

This healthcare reform will also greatly affect taxes as well. There will be an increased tax on those earning more than $200,000 annually, with a 1.45% increase, and their Medicare tax will go up to 2.35%, beginning in 2013. This is designed to help provide Medicaid for poorer, low-income families. These families will also be helped to access insurance through provision of federal subsidies. Overall, the healthcare reform plans to enable 95% of Americans to be covered by insurance, with 30 million uninsured being able to get coverage within the decade. Medicaid coverage will also be expanded so that children will be covered by their parents until they are 26 years old.

However, this healthcare reform doesn’t come cheap. Healthcare insurance will be an added expense for Americans, and healthcare providers and insurers under Medicaid may also experience cuts in their salaries in order to help balance things out.

Five Trends to Note in Healthcare Marketing

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Gone are the days of healthcare advertising consisting of free samples, branded note pads, a print ad or celebrity spokes person. These elements are still at play, but like its consumers, healthcare providers of all types are becoming savvy, technology reliant and multi-lingual.

Baby Boomers
Baby boomers are the largest users of healthcare in America, simply due to the sheer population size of their generation. Baby boomers aren’t aging, they’re getting better and don’t let a number dictate their actions or lifestyles. Just as baby boomers remain dynamic and active, healthcare advertising is too. Arthritis medication ads feature active seniors; established and trusted brands feature baby boomers and are updating packaging to be more senior friendly; celebrity spokes people are themselves members of the baby boom generation they market to.

Racial Diversity
Just as baby boomers dictate much of healthcare advertising trends, so do members of growing racial and ethnic groups. No longer are healthcare studies, recommendations and ads centered on middle class, middle aged Caucasian males. Healthcare companies know that differences in race, ethnicity, gender and socio-economic status bring about different healthcare concerns and issues. Research studies designed to understand how health is affected by these differences affect how care, prevention, medicine and medical providers are advertised to the target audience.

Multi-Lingual Advertising
The concept of advertising and creating healthcare sites in more than one language is new and healthcare companies are beginning to see the benefits. By knowing their target audience and its concerns, advertisers can create media, social media, websites and traditional advertising in a variety of languages. The most popular languages are Spanish, Chinese and Korean. These groups are some of the fastest growing in America and although English is not always a second language, they are often bilingual.

Technology
Healthcare and healthcare advertising are no exceptions to the growing dominance of technology in our everyday lives. No longer do consumers go to a self-diagnosis book on the shelf, but now to that book’s website. They also may find themselves at a hospital’s, doctor’s, or drug company’s site, not only finding the answer to the question at hand, but ongoing care, prevention and next steps. Websites, like TV and print ads, showcase patients of all ages, races and ethnicities. They offer information on treating the whole patient, not just the symptoms at hand. Consumers may find themselves going back to the same site or following hyperlinks to partner products and companies.

Smart Phones and Apps
We are all on the go, all the time. Our smart phones (and tablets) keep us connected at all times to the news, our lives and each other. Our smart phones and tablets also keep us connected to our health. Many healthcare companies have developed apps to help consumers track anything and everything from calories, medication, exercise, blood pressure and nearly any other health stat possible. They also utilize advertising on free apps for their products. The use of smart phones, tablets and applications is one of the most lucrative for health care advertising.